SSDI/SSI Disability Application Checklist

Part 1 — Documents to gather *before* you apply

**Social Security number** and proof of age (birth certificate) **Work history** — names, addresses, and dates for every job in the last 15 years (SSDI work-credit requirement) **Medical records** — list of every doctor, hospital, clinic, and therapist, with addresses, phone numbers, and dates of treatment **Medication list** — every prescription with dosage, prescribing doctor, and side effects you experience **Test results** — labs, imaging, biopsies, sleep studies, tilt-table results, genetic testing, etc. **Symptom diary** — dates, triggers, severity, and how symptoms limit daily activities (especially important for invisible or episodic conditions) **Statements from people who know you** — family, friends, or former coworkers describing what they observe day to day **School records** (if applicable) — IEPs, 504 plans, accommodation letters **Bank/financial records** — for SSI, proof of income, resources, and living arrangements

Part 2 — Filing the application

Apply online at [ssa.gov/applyfordisability](https://www.ssa.gov/applyfordisability), by phone at **1-800-772-1213**, or in person at a local Social Security office Complete the **Adult Disability Report** thoroughly — describe *functional limitations* (what you cannot do), not just diagnoses Sign medical **release forms** so SSA can request your records directly Save/write down your **confirmation/receipt number** and the name of anyone you speak with Note your **alleged onset date** (when you became unable to work) — be consistent everywhere

Part 3 — After you apply

Watch for mail from SSA and from **Disability Determination Services (DDS)** — respond to every request promptly Attend any scheduled **consultative exam (CE)** — missing it can lead to denial Keep treating — **gaps in medical care** hurt your case; keep every appointment you can Continue your **symptom diary** while the claim is pending (decisions often take months) Do **not** post about activities on social media that contradict your limitations

Part 4 — If you are denied (most initial claims are)

**File a Request for Reconsideration** within **60 days** of the denial letter — do not miss this deadline If reconsideration is denied, request a **hearing before an Administrative Law Judge (ALJ)** within 60 days Consider hiring a **disability attorney** — they typically charge nothing upfront and take a capped percentage of back pay only if you win Submit **new medical evidence** at every appeal stage

Key reminders for invisible & episodic conditions

• Describe your worst days, and how often they occur — not just your best days.
• Explain fluctuation: "I can sometimes do X, but afterwards I crash for days" is powerful evidence.
• Third-party statements (family, friends, coworkers) help document what medical records alone may miss.
• Keep copies of everything you submit.

For a full walkthrough of the process, see our Applying for Disability Benefits (SSDI/SSI) guide.